While you may think a hit and run accident is a rare event, in Massachusetts, that’s just not the case. Just in Boston, between 7-12% of all automobile accidents are hit and run. Hit and run accidents include any event where a driver collides with another vehicle, a person, or property, and departs the scene without giving the required information to the other parties involved.
So what do you do if you’ve been in a hit and run accident? Your car is damaged and it needs repair. The responsible individual can not be located, so you can’t count on them to pay the car collision repair shop. This is where things get complicated.
Whether or not your car insurance company will pay to have your vehicle repaired after a hit and run accident depends on the type of coverage you have, how much damage was done, and the value and condition of your vehicle. The best place to get specific answers is from your insurance agent. Your policy may cover repairs after a hit and run accident, or you may need to pay for the repairs out of your own pocket.
If your insurance company is going to pay for your repairs after a hit and run accident, it is a good idea to work with a local collision shop that can help you complete and file your claim. This will help eliminate any common mistakes from the process and help get the repairs paid for rapidly.
If you’re going to have to pay out of pocket for damage to a vehicle after a hit and run accident, choose a car collision repair shop that offers a full suite of repair options. This will allow you to choose the repairs necessary to operate your car while honoring your budget.