After you’ve been in a car accident, one question you may have is is your car worth fixing? You can’t always tell at first glance if a car is worth fixing. This is only a decision you have to make if your car is not totalled. Deciding whether or not a car is totalled is a financial decision made by insurance companies. When the cost of fixing the car plus the salvage value of the car is more than the actual cash value of the car, that’s when your car is declared totalled.
As a Raynham collision repair shop, we’d like to give you a peek behind the scenes on how that determination is made. When a car is brought into the shop, our skilled technicians do a thorough inspection of the car’s mechanical system, frame, body, glass, and paint. What we’re looking for is what it will take to return the car to its original condition. Special attention is paid to issues that determine the safe operability of the car.
If the costs of the repairs are less than the value of the car, you can choose to have the car repaired. Deciding whether or not it’s worth it to have the car repaired depends on a number of factors, including the age and condition of your car, the scope and nature of the necessary repairs, how much of the cost will be covered by insurance versus coming out of your pocket, and whether you have other transportation options besides this car.
If you’re deciding to have the car fixed and insurance is paying some or all of the costs, it’s a good idea to work with a Raynham collision shop that can help you file claims for quick and easy payment. Also inquire about the availability of a rental car, so you can continue to meet your work and family obligations without interruption.